On 1 July 2026, the Small Business Superannuation Clearing House (SBSCH) will close permanently as part of the Payday Super reforms. With only a few months left, employers still using the SBSCH need to find an alternative option, and soon.
Don’t wait until the last minute
If you currently pay your superannuation quarterly, the Australian Taxation Office (ATO) recommends that the super payment for the January-March 2026 quarter (due 28 April 2026) be the last payment you make through the SBSCH. That way, you give yourself time to find and adjust to a new provider before you need to pay super for the April-June 2026 quarter.
Remember, the April –June quarter payment (due 28 July 2026) cannot be made using the SBSCH after 30 June 2026.
It’s also critical to ensure that all superannuation obligations are up to date before transitioning into the new financial year. Under Payday Super, employers will be required to pay super at the same time as salary and wages. To avoid any compliance breaches from day one, you should ensure your final super payment in relation to the superannuation obligations up to 30 June 2026, is processed at or before your first pay run in July. This helps prevent any timing gaps or missed obligations as you transition into the new system.
Choosing a new provider
There are a lot of different options out there to replace the SBSCH: Check your existing payroll software, as it may well already have super functions that you can use to pay your employees’ super guarantee contributions.
Check other payroll software or providers that meet all SuperStream requirements.
Find a commercial clearing house or super fund that provides payment options—that might include your default super fund.
Once you’ve picked your new provider, make sure to trial it out well before 1 July 2026. That way, you can get comfortable with the new platform while also having the chance to troubleshoot any potential errors before Payday Super comes into effect.
As a reminder, Payday Super requires that employers pay their employees’ super at the same time as their salary and wages, with funds to be received into employees’ nominated funds within seven business days of payday.
Closing up your SBSCH account
After 11:59 pm AEST on 30 June 2026, you won’t be able to log in to the SBSCH to submit instructions or view records, so make sure that you’ve finalised any payments and downloaded any reports from the SBSCH before it closes for good.
Make sure you’re Payday Super ready
Need help picking an alternative to the Small Business Superannuation Clearing House, or looking for further advice about Payday Super? Get in touch and we can go through your options and put a plan in place to get your business ready ahead of 1 July.
The information (including taxation) contained on this website is of a general nature only and neither represents nor is intended to be personal advice on any particular matter. DLA Partners strongly suggests that no person should act specifically on the basis of the information in this document, but should obtain appropriate professional advice based on their own personal circumstances.