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Have you got a strategy for a financially stress-free holiday period?

Have you got a strategy for a financially stress-free holiday period?

Dec 9, 2021 | Blog

Christmas holiday breaks are a chance to recharge for the year ahead especially after the year we have had. We look forward to warmer weather and finally setting up an out-of-office email for the break. However, for business owners, this time is stressful without...
The seventh cause of poor cashflow – Sales levels are too low

The seventh cause of poor cashflow – Sales levels are too low

Jun 21, 2021 | Blog, Cashflow

It might sound obvious, but it isn’t to many business owners. If current sales levels don’t support overheads and other cash demands on the business, then your overdraft will just keep increasing. This means that your business in its current state is not viable...
The sixth cause of poor cashflow – Overheads are too high

The sixth cause of poor cashflow – Overheads are too high

Jun 1, 2021 | Blog, Cashflow

This isn’t typically a place where you’ll find a lot of wastage. Our experience is that business owners are very careful about managing their expenses, and the smaller the business is, the truer that statement is. Having said that, as a business grows, so do the...
The fifth cause of poor cashflow – Gross profit margins are too low

The fifth cause of poor cashflow – Gross profit margins are too low

May 18, 2021 | Blog, Cashflow

Your gross profit margin is what is left from your total sales after variable costs are deducted. For example, if you’re a retailer and your sales in a given period are $1,000,000 and the cost of the goods you sell in that period is $650,000, your gross profit...
The fourth cause of poor cashflow – Your debt or capital structure

The fourth cause of poor cashflow – Your debt or capital structure

Apr 28, 2021 | Blog, Cashflow

Often a reduction in interest charges as well as significant cashflow improvements can be achieved with a regular review of existing debt. A good place to start is to list all bank loans, mortgages, finance company loans, hire purchases, credit card debts, and any...
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